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Posts Tagged ‘ Household ’

Thursday: Housing Starts, Philly Fed Mfg, Q4 Household Debt and Credit

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Thursday: Housing Starts, Philly Fed Mfg, Q4 Household Debt and Credit

From Matthew Graham at Mortgage News Daily: Mortgage Rates Approach 3-Week Highs Mortgage rates rose for the 5th day in a row following a higher reading in this morning’s inflation data and an upbeat Retail Sales report. … Today’s increase brings mortgage rates close to their highest level in 3 weeks. You’d have to...
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Fed’s Flow of Funds: Household Net Worth Declined in Q3

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Fed’s Flow of Funds: Household Net Worth Declined in Q3

The Federal Reserve released the Q3 2015 Flow of Funds report today: Flow of Funds. According to the Fed, household net worth decreased in Q3 compared to Q2: The net worth of households and nonprofits fell to .2 trillion during the third quarter of 2015. The value of directly and indirectly held corporate equities...
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Tuesday: Job Openings, Q1 Household Debt and Credit Report

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Tuesday: Job Openings, Q1 Household Debt and Credit Report

A couple of posts on consumers … From Professor Hamilton at Econbrowser: Energy prices and consumer spending Whatever the explanation, the facts seem to be that, unlike what we usually observed historically, consumers have been using much of the gains from lower energy prices to bolster their saving rather than using it to increase...
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Lawler: Analyzing/Projecting Household Formations: It’s Not Just “Demographics”

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Lawler: Analyzing/Projecting Household Formations: It’s Not Just “Demographics”

From housing economist Tom Lawler: Analyzing/Projecting Household Formations: It’s Not Just “Demographics” (With a Special Focus on the 60’s and 70’s) When talking about the outlook for housing, economists, analysts, and even home builders themselves often focus on “demographics.” Probably the most common discussion relates to recent trends in and future projections of the...
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Fed: Q3 Household Debt Service Ratio near Record Low

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Fed: Q3 Household Debt Service Ratio near Record Low

The Fed’s Household Debt Service ratio through Q3 2014 was released two weeks ago: Household Debt Service and Financial Obligations Ratios. I used to track this quarterly back in 2005 and 2006 to point out that households were taking on excessive financial obligations. These ratios show the percent of disposable personal income (DPI) dedicated...
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Household debt decreased in 2010 due in part to default

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Household debt decreased in 2010 due in part to default

Outstanding mortgage debt continued to contract over 2010 reflecting a decreased appetite for homeownership, according to economic researchers at the Federal Reserve Bank of Cleveland. Mortgage debt outstanding in the fourth quarter was down 2.5% from the same period a year ago. Other forms of household debt also decreased due in part to people...
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Reconciling the Household and Payroll Surveys of Employment

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Reconciling the Household and Payroll Surveys of Employment

Every month the BLS puts out a report that discusses the difference between the household and establishment surveys: Employment from the BLS household and payroll surveys: summary of recent trends The Unemployment Rate comes from the Current Population Survey (CPS: commonly called the household survey), a monthly survey of about 60,000 households. The jobs...
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