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The Two Types of Financial Optimism

I’ve frequently written about how savers are losers. And it’s true. In an economy that runs on debt and thrives on inflation, there is nothing more financially dangerous than thinking your savings will provide a secure financial future.

Well, almost nothing.

The optimism bias

A new report issued by reveals something even more financially ignorant than relying on savings—thinking you don’t need any savings at all.

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